We take all PPO plans and Medi-Cal Dental, and we tell you what treatment costs before we do it. If a number ever surprises you at this practice, something has gone wrong and we want to hear about it.
Insurance
Start typing your carrier. If it is not on the list, that does not mean no — we take all PPO plans, and plenty of plans go by a different name on the card than the company behind them.
No insurance, or a balance left over? Sunbit is applied for at the front desk in a few minutes, and CareCredit and Cherry are applied for online.
Start typing and we'll tell you straight away.
Plus all PPO plans, and most Medicare Advantage dental plans. We do not take HMO or DHMO plans, though you are welcome as a private patient. If yours is not here, call us.
How it works
Nobody can price dental work without looking. We examine, take the images we need, and show you what we found on the screen.
You get the treatment listed out with a price against each item — not a total with no explanation, and not a number given verbally at the desk.
We contact your plan and confirm what it covers for those specific codes, then update the estimate to show what you would actually pay.
Take it home if you want to. Phase it over months if that suits you better. Ask what happens if you do nothing — we will answer that honestly too.
Financing
Three outside lenders. Approval, interest rate and terms are set by the lender, not by us — we can only tell you how each one is applied for.
A healthcare credit card. You apply online, get a decision quickly, and use it for treatment here. Promotional plans are sometimes available — the terms come from CareCredit.
Each office has its own application link. This one follows the office you have selected.
Payment plans applied for on your phone, with a soft check that does not affect your credit score to see what you qualify for.
Each office has its own application link. This one follows the office you have selected.
Sunbit applications are completed in the office, not online. Ask the front desk when you come in and they will run it with you at the desk — it takes a few minutes.
Rough maths
This is a sketch, not an offer. It divides a treatment amount by a number of months so you can see the shape of it. Your real payment depends on the lender you apply to, whether you are approved, and the rate and fees they set.
For an actual number, we give you a written estimate after your exam and your insurance is verified. That figure is the one to plan around.
Illustrative only — not an offer of credit
≈$125per month
This figure is simply the amount divided by the number of months. It does not include interest or fees, so unless you qualify for a promotional 0% plan your actual payment will be higher. Approval, APR and terms are set by the lender — CareCredit, Cherry or Sunbit — not by this practice.
CareCredit and Cherry issue a separate application link for each office. Use the one for the office you are being treated at.